SEPA XML, native to QuickBooks
Turn QuickBooks bills & invoices into bank-ready SEPA files.
Connect your QuickBooks company and export SEPA credit-transfer and direct-debit XML in minutes — no CSV exports, no manual re-keying. Straight from your books to your bank.
Files accepted by banks including
| PG&E | DE89 ···· 3000 | €86.44 |
| Acme Ltd | IE29 ···· 1234 | €903.56 |
| Bord Gáis | IE64 ···· 9999 | €250.00 |
<Document xmlns="urn:iso:std:…:pain.001.001.03">
<CstmrCdtTrfInitn>
<GrpHdr>
<NbOfTxs>3</NbOfTxs>
<CtrlSum>1240.00</CtrlSum>
</GrpHdr>
<PmtInf>
<ReqdExctnDt>2026-06-10</ReqdExctnDt>
</PmtInf>
</CstmrCdtTrfInitn>
</Document>How it works
From your books to your bank in three steps.
Connect QuickBooks
Authorise your company in one click. We read your bills and invoices directly — no CSV exports, no copy-paste.
Review & complete
Add IBANs and SEPA mandates against your vendors and customers. Pick exactly which records to pay or collect.
Export SEPA XML
Generate bank-ready credit-transfer (pain.001) and direct-debit (pain.008) files and upload them to your bank.
Features
Everything QuickBooks leaves out for SEPA payments.
Bank details, mandates and compliant XML — the pieces QuickBooks doesn't handle, built in and ready to export.
Credit transfers & direct debits
Pay vendors and collect from customers from the same workspace — SEPA Credit Transfer and SEPA Direct Debit, side by side.
Built-in mandate store
Keep creditor IDs, mandate references, signing dates and sequence types (FRST/RCUR/OOFF/FNAL) — something QuickBooks can't hold.
Works with any SEPA bank
Standards-compliant pain.001 and pain.008 output that imports cleanly into your online banking, wherever you bank in the SEPA zone.
Secure QuickBooks OAuth
Connect through Intuit's official OAuth. We never see your QuickBooks password, and access can be revoked any time.
No manual re-keying
Amounts, references and counterparties come straight from your accounts, so payment files match your books exactly.
Review before you export
See every transaction, total and execution date before a file leaves the app. Generate only the records you select.
Supported banks
Trusted across the SEPA zone.
Our SEPA files are already submitted to banks throughout Europe — if your bank accepts SEPA XML, it works.
Loved by finance teams
Hours saved, every payment run.
Convenient service, works fast, responsive support.
The transition was very smooth — the hours this has saved has been significant.
Problem solving for payments via bank remittance. Efficient and easy to use system.
FAQ
Questions, answered.
Do I still need to export CSVs from QuickBooks?
No. The app reads your bills and invoices directly from QuickBooks Online over Intuit's API, so there's nothing to export or re-import by hand.
Which SEPA formats are supported?
SEPA Credit Transfer (pain.001.001.03) for paying vendors and SEPA Direct Debit (pain.008.001.02) for collecting from customers, including full mandate handling.
Is my QuickBooks data safe?
You connect through Intuit's official OAuth — we never see your QuickBooks credentials. Tokens are stored securely per company and you can disconnect at any time.
Which countries and banks does it work with?
Any bank in the SEPA zone. Our customers already submit files to Bank of Ireland, AIB, HSBC, KBC, Danske Bank, CaixaBank and many more.